Add-On Covers by Reliance General Insurance

 

Choosing the right car insurance plan involves tailoring it to suit your individual and legal needs. The option to further enhance your coverage with add-ons ensures a personalized and comprehensive insurance policy for you and your family.

1. Total Cover: Reliance Car Insurance offers the Total Cover add-on, reimbursing expenses for registration fees, octroi, road tax, and insurance premium until the event of total loss, constructive total loss, or theft claim. This ensures receiving the full amount stated on your car's original invoice, including associated costs in covered events.

2. EMI Protection Cover: Under EMI Protection Cover, if your car undergoes repairs at a network garage and is retained for over 21 days, Reliance Car Insurance compensates for your EMI. This add-on applies for up to three EMIs, providing relief for inconvenience caused during repair periods.

3. Nil Depreciation Cover: Reliance Car Insurance offers Nil Depreciation Cover as an add-on to counteract the impact of depreciation on your car's insurance coverage. This cover eliminates deductions for depreciation, enabling full replacement value without reductions for wear and tear.

4. Engine Protection Cover: The Engine Protection Cover safeguards your car's vital component – the engine. It covers repair or replacement costs for engine or gearbox damage due to water ingression or lubricating oil leakage, expenses typically excluded from standard insurance policies.

5. NCB Retention Cover: With the NCB Retention Cover, you retain your No Claim Bonus (NCB) discount even after filing a claim in the policy year. This ensures continued benefits of lower premium costs despite making claims.

6. Daily Allowance Benefit: This add-on provides coverage for daily commuting expenses if your car remains in a network garage for more than 3 days due to repairs. It covers travel expenses, ensuring minimal inconvenience during the repair period.

7. Return to Invoice Cover: The Return to Invoice Cover reimburses the difference between the insured declared value (IDV) and the invoice value in case of total loss or theft claim. This covers the depreciation value, ensuring reimbursement equivalent to the invoice value of your car.

Reliance General Insurance's array of add-ons allows for customizing your car insurance policy, providing enhanced coverage and ensuring comprehensive protection tailored to your specific needs and preferences.